PaySense: Personal Loan App 4.13.0

PaySense is a prominent instant personal loan app in India, boasting over 100 lakh app installs and serving more than 3 lakh customers across 600+ cities.

With flexible EMI options, no collateral required, and competitive interest rates, PaySense offers personal loans ranging from ₹5,000 to ₹5,00,000 at interest rates varying between 14% to 36% on a reducing balance basis.

Why Opt for PaySense Online Loan App for Personal Loans?

• Streamlined application process - quick sign-up within 2 minutes on the instant cash loan app.
• Competitive and affordable interest rates - accessible to individuals with varying credit scores.
• Convenient, manageable, and affordable EMIs - Choose a repayment plan that suits your needs.
• Transparent terms - No hidden costs associated with the loan application.
• 24/7 accessibility - Apply for a loan anytime, anywhere at your convenience.
• No Collaterals or Paperwork - Submit necessary documents online without the need for physical visits.
• Rapid loan disbursement upon approval - Loans are approved within minutes through the instant loan app.

Declaration

The PaySense personal loan app acts as an intermediary for lending activities conducted by registered NBFCs/banks to users. The details of all registered NBFC/bank partners can be found below:

• PayU Finance India Private Limited("PayU Finance") - Website
• Kisetsu Saison Finance India Private Limited - Website
• SMFG India Credit Company Limited (Formerly Fullerton India Credit Company Limited) - Website
• IDFC FIRST BANK LIMITED - Website

Loan Types Available on the Instant Loan App

• Personal Loan for Marriage / Weddings
• New/Used Vehicle Loans (4-Wheeler & 2-Wheeler Loan)
• Consumer Durable Loans
• Travel Loans
• Student & Education Loans
• Medical Emergency Instant Loans
• Instant Cash Loan

Representative Example

• Personal Loan Amount: ₹1,00,000
• Tenure: 24 months
• APR: 27.81%
• Equivalent Monthly Interest Rate: 2%
• Processing Fee: ₹3,000*
• Interest: ₹26,891
• EMI: ₹5,287
• Total repayment amount: ₹1,26,888

To calculate your personal loan EMI, use the personal loan EMI calculator on our online loan app. The EMI calculator provides you the flexibility to choose your own terms and EMI amount.

Personal Loan Eligibility

• You must be a resident of India.
• You must be between 21-60 years of age.
• You must be residing in one of the 600+ cities we operate in across India.

Pre-Payment & Late Payment Charges

• The loan tenure ranges from 3 to 60 months with EMI & interest calculated accordingly.
• The foreclosure charge amounts to 4% +18% GST on the remaining principal amount.
• < li>Late Payment Charges stand at ₹500 +18% GST (₹590) if EMI is not paid by the due date.</ li > </ ul >

• Steps to Apply for an Instant Personal Loan

• < li > Install the PaySense instant personal loan app. </ li > < li > Register and check your eligibility for an instant personal loan. </ li > < li > Submit KYC documentation such as ID proof (Aadhar/PAN/Voter ID), address proof (Aadhar/Utility bills/Rental Agreement), income proof (bank statement), and a photograph. </ li > < li > Sign the loan application and receive quick approvals through our instant loan app. </ li > < li > Once approved, the personal cash loan amount will be deposited into your account. </ li > </ ul > < p >< em > Security & Privacy Policy </ em ></ p > < p > At PaySense, we prioritize customer privacy and ensure high-level security standards are maintained to safeguard our database. Our online instant personal loan app is secure and does not share customer information with third parties without consent. </ p > < p >< em > Contact Us </ em ></ p > < p > Email: [email protected] < br > Twitter: @gopaysense < br > Office Address: Jaivilla Dev Shakti, 49 Tilak Road,Navyug Colony,Santacruz West,Mumbai, 400054 </ p >